Contents insurance is a necessity for both homeowners and tenants, to cover the value of possessions or property in the event of damage, destruction, or loss. This includes all non-permanent structures and fixtures in your home, as well as furniture, appliances, electronics, and some valuable. Items of very high value (such as jewellery or some electronics) may need to be insured separately to achieve complete coverage of their value. Although coverage is not compulsory, it is advisable.

Your possessions are covered through contents insurance, as well as belongings of your family that live in the same household. Others may be included, dependent upon the specific insurance policy.

Contents insurance is valid in case of weather-related damage, fire, and criminal activities such as theft and vandalism. Although accidental damage is not usually covered, policies can be extended so that "accidental damage and all risks" are included. This may be a good option for high-risk individuals and families, such as those with children or pets, or those that travel with items of value.

The policy should cover the cost of replacing your possessions, not the current value of the items. By allowing us to compare quotes from our wide range of specialist markets you can be sure that our offer will meet your requirement as closely as possible at a highly competitive premium.